Kids + cars = outrageous insurance rates, for a reason. So sorry to hear this! Glad Joe is okay. I recall that my sister totaled the families '65 Mustang, and I totaled my first car, a '67 Cougar within a week of getting it in '79. My brother totaled a '57 Chevy panel wagon. Of course we were all fine, but the cars weren't. Kids are rough on cars, even when they were built tougher.
No surprise that you are considering moving some of the herd, I've been thinking the same for a while now also. Best of luck with that.